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UniCare Health Plans of Texas

  With UniCare, you are in charge of your health care choices.

Consumers want choice of products and providers, and they want more control over their health care decisions. Employers also want the maximum amount of cost control but are more sensitive to employee needs in today's high employment economy. UniCare creates products that combine the attributes consumers find attractive with our cost control techniques. Extensive health care provider networks enable UniCare to offer a comprehensive array of products and services that reflect the company's philosophy of working together with members and providers, affordability for members and their families and choice of health care providers. Employer groups and individual members can select from basic as well as comprehensive plans to meet their specific needs.

State Insurance Requirements
Texas state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.

Texas Coverage:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
*Requirement for higher limits went into effect - April 1, 2008

The state of Texas follows a Tort system meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state. You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). Texas does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.